Merry Christmas and Happy Holidays!
When I started Financial Samurai in 2009, my main goal was to make sense of the Global Financial Crisis. That was a scary time period that created massive uncertainty for our careers and our investments. As things got better, I’ve tried to tackle interesting topics to enable us to live more meaningful lives.
Given the bull market has created so much wealth for investors since 2009, one of the challenges I’ve faced is maintaining the motivation to continue writing 3X a week. When things are going well, why not slack off a bit right?
The main reason why I didn’t write less this year is because I spent more time at home. If the pandemic was going to restrict some of my freedom, I would make the most of it by writing more. During uncertain times, I also want to be more helpful.
Further, I still enjoy writing and exploring new topics. There are an endless number of things to write about when you address real-life situations versus just writing articles to generate revenue. During the process, I often have these ah-ha moments that always feel satisfying.
Let’s go over the best of Financial Samurai 2021. These posts are either the most read, the most commented, or the most interesting in my opinion.
The Best Of Financial Samurai 2021
Here are the best articles by category.
Best Real Estate Investing Articles For 2021
I’m obsessed with real estate. It is my favorite asset class to build wealth. Rental income accounts for roughly half of my overall passive investment income.
At the same time, real estate is also the asset class that gives me the most stress in a relatively low-stress life. Therefore, I’m gradually investing in more real estate online as I get older. The goal is to earn more passive income and spend less time dealing with maintenance and tenant issues.
Best Homeownership Articles For 2021
Given we all are spending way more time at home, I spent more time writing about our personal residence.
Best Tax Articles For 2021
There weren’t many big tax changes in 2021, only a lot of proposals. But to prepare for the inevitable, I wrote some articles to help us better allocate our time and assets.
Best Wealth Management Articles For 2021
Planning for the future is key to a wealthier future. There are so many tools at our disposal. Here are some of them.
Best Retirement Planning Articles For 2021
I think interest rates are going to stay low for the rest of our lifetimes. As a result, it will take more capital to generate the same amount of risk-adjusted returns. In other words, retiring and staying retired may be harder.
As someone who left corporate America in 2012, retired for about a year and then got back to work online, please know that retirement is far more than just crunching the numbers. There is a huge meaning-of-life component that can only truly be experienced until after you leave a steady paycheck.
Best Investing Articles For 2021
What another fantastic year for most risk assets. The greater our investment returns, the easier our lives get because we don’t have to work as hard for our money.
Best Financial Status Articles For 2021
Everything is relative in finance. Therefore, it’s a good idea to know where you stand. At the same time, comparing yourself too much to others will ultimately make you unhappy. Therefore, try to only compare your own progress to your previous self.
Best Education Articles For 2021
Education will set us free. At the same time, it is absurd tuition is rising so much when practically everything can now be learned online for free. Some parents can’t help themselves when it comes to spending money on their children.
Best Health Care Articles For 2021
If you’ve got a day job with health benefits, be grateful! These two articles chronicle the battle my family undertook not to get price-gauged.
Best Meaning Of Life Articles For 2021
Money is a tool to live a better life. Please don’t make money the end goal.
Best Work And Career Articles For 2021
The pandemic has been positive for workers who’ve been able to work from home. I’m actually kind of envious due to more work flexibility, health and retirement benefits, and rising pay.
Best Automobile Articles For 2021
I used to be a car junkie in my 20s and early 30s. But now, not so much. All I really want is a reliable and safe vehicle to transport my family.
Best Family Planning Articles For 2021
I could probably spend 70% of my time writing about family planning and fatherhood. I am endlessly fascinated by child development, parenting, and what the future holds for our children.
Best Entrepreneurship Articles For 2021
Once the pandemic began in 1Q2020, I decided to become more entrepreneurial. I figured, if I had to shelter in place, I might as well try to make more money online. It was my way of giving the pandemic the middle finger.
A Great Year For Personal Finance Writing
I hope you enjoyed the best of Financial Samurai 2021. Each article takes hours to research, write, edit, and prepare. If I find the article boring or unhelpful, I won’t publish it. At the end of the day, I just want to write the type of articles I enjoy reading.
Although writing over 310,000 words in one year might sound like a lot (the equivalent of writing three, ~340-page books), it’s doable if you can write a little bit each week. The same goes for tackling anything large, such as losing weight, improving at a sport, building a business, and learning an instrument. Just do a little bit consistently and sooner or later you will reach your goal.
How to stay plugging in:
I always welcome different perspectives, no matter how contrary they are to my own. So please feel free to share your thoughts in the comments section. Instead of looking for confirmation, we should all be truth-seeking.
Next up, I’ll write my personal year in review!
Readers, are there any Financial Samurai posts you like the most? Any posts that I left out that made an impression? What are some topics you’d like me to discuss in 2022?